When has a lender ever listened to you? FREE!No-ObligationEvaluation (limited time only)
The sad truth is most lenders, mortgage brokers sell you a loan program that provides the highest profit “commission” to them. Rarely do they take into consideration your short or long term needs. The current meltdown in the housing market is a direct result of this practice.
Your home is by far your greatest investment. It is you’re saving account, security, retirement, emergency funds and most of all a home. Before you purchase or refinance a home you need to look at all your options that not only meet your needs today but far into the future. The bottom-line is you need to have a GAME PLAN!
Let the team at Marsh Robert evaluate ALL the your options before you purchase or refinance a home.
Just a few helpful hints:
Check your credit! Always evaluate your credit rating (score) at the least 30 days but ideally 90 days prior to any purchasing or refinancing. Just a slight improvement in your credit score could provide a better interest rate which will drop a monthly payment and save tens of thousands of dollars over the life of the loan.
Short or long term? The average homeowner only lives in a home for just over 5 years. If you plan on only living in a home for 3-6 years consider an interest only loan. If you plan to live in a home 7+ years an interest only loan is a BAD idea.
Prepayment penalty? Your lender, mortgage broker, etc. makes more money if they load a Prepaid Clues in your loan. Most the time they never inform you of this so ask and get it in writing, NO PREPAYMENT PENALTY!
Pay off your loan faster! You can pay off your loan before the term by making bi-monthly payments or one full extra payment each year. An example would be on a standard 30 year fitted rate term you can take over ten years of your term.
Let us earn your business, have a question just give us a call 888 266-9084 or complete the below information form
FREE! No-Obligation Home Purchase or Refinance Evaluation from our Specialist
YES I would like a FREE No Obligation Home Purchase or Refinance Evaluation
All information is strictly confidential and handled with the utmost care and integrity. We do not sell, share or distribute your information in any way, shape or form. After submitting your data, a representative will contact you within 24 hours.
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MARSH ROBERT GROUP Business and Financial Solutions for an ever changing World
MARSH ROBERT GROUP Business and Financial Solutions for an ever changing World
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MARSH ROBERT GROUP
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Business and Financial Solutions
for an ever changing World
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